Bankruptcy Class Links
The following are providers of classes required by the bankruptcy laws.
All individual debtors must file with their bankruptcy a certificate showing that they completed the Credit Counseling class within six months prior to filing. Chapter 7 debtors must complete a Debtor education class within 60 days after the first meeting of creditors, and Chapter 13 debtors must complete and file the debtor education class before they complete their plan.
At the present time I generally add $18 to the cost of the bankruptcy and refer my clients to one provider which is as follows:
This provider is as low or lower cost than any other provider. They also automatically file the certificate for the second class with the Bankruptcy Court, and are, as far as I know the lowest cost provider to do this. For this reason I am now using them only.
The following are other providers that I have used upon occasion and do as good of job as any others.
Provides both credit counseling classes and the debtor education classes, $34 total for both the pre-filing and the post-filing class. Attorney Code is PH6630.
Provides both classes for $9.95 per household Attorney Code is T130.
Evergreen has agreed to provide classes to my clients at a discount price of $10 per class. Enter coupon code “EFC1115”
Credit Counseling $25; Debtor Education $15
Joint or Single
$16/household Credit Counseling
No Debtor Education Course
$36/household Credit Counseling
Attorney Code: 690195
$25 Credit Counseling; $15 Debtor Education
Pioneer Credit Counseling (Black Hills Children Ranch)
Provides both credit counseling classes
($35/single $45/couple) and the debtor education classes ($45/single or couple w/’ $10 off if repeat).
This provider provides both classes for $38.00 . Free for Single Parents, Debtor’s on fixed incomes, and Active Duty Military Personnel and Veterans.
Attorney code: PH9413
Provides both classes. $35 Credit Counseling; $15 Debtor Education. Attorney Code: WYO021
Provides both classes. ($50 for credit counseling/ household; Debtor Education $50/person online)
Attorney Code: 5662
Provides both classes.
No Attorney Code
GreenPath debt solutions
Provides both classes (Single or Joint: Credit Counseling $35; Debtor Ed. $25)
Attorney Code: HUNTER307
Abacus Credit Counseling
$25 Credit Counseling; $35 Debtor Education
Attorney Code: ACC60943
InCharge Education Foundation
Provides both classes. (for single or joint $30 Credit Counseling; $25 debtor education)
Provides both classes
Provides both classes.
Debtor Education only Providers
Dave Ramsey’s Debtor Education
You have seen him on TV. $25 Joint/Single
ALP (Always the Lowest Price Debtor Education) 7.95/Couple/Single
This provider sends the certificate to both my clients and I and advertise to be the lowest debtor education class available.
You will be prompted to enter my email address.
$15 Flat Fee
$24/household Debtor Education Class
This page was last updated: October 25, 2014