Links to Providers of Required Bankruptcy Classes

The following are providers of classes required by the bankruptcy laws.

All individual debtors must file with their bankruptcy a certificate showing that they completed the Credit Counseling class within six months prior to filing.    Chapter 7 debtors  must complete a Debtor education class within 45 days after the first meeting of creditors, and Chapter 13 debtors must complete and file the debtor education class before they complete their plan. The following providers have worked with us before and will send your certificate directly to us.

I make no recommendations  as to any of these providers.  This list is not in order of any preference.  Where my clients need an attorney code we have provided that code.  Generally most of the providers send the certificate to me.

Start Fresh Today

Provides both credit counseling classes and the debtor education classes, $59 online for both classes.  Attorney Code is PH6630

DebtorWise Foundation

Credit Counseling $25; Debtor Education $15

Joint or Single

ConsumerBankruptcyCounseling.info

$5 per certificate of completion

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Urgent Credit Counseling

$16/household Credit Counseling

No Debtor Education Course

Cricket debt counseling

$36/household Credit Counseling

Attorney Code: 690195

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ACCESS counseling

$25 Credit Counseling; $15 Debtor Education

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Pioneer Credit Counseling (Black Hills Children Ranch)

Provides both credit counseling classes

($35/single $45/couple)  and the debtor education classes ($45/single or couple w/’ $10 off if repeat).

Allen Credit & Debt Counseling Agency

This provider provides both classes for $38.00 .  Free for Single Parents, Debtor’s on fixed incomes, and Active Duty Military Personnel and Veterans.

Attorney code: PH9413

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Debt Helper

Provides both classes. $35 Credit Counseling; $15 Debtor Education.  Attorney Code: WYO021

CredAbility.

Provides both classes.  ($50 for credit counseling/ household; Debtor Education $50/person online)

Attorney Code: 5662

Consumer Credit Counseling Service.

Provides both classes.

No Attorney Code

GreenPath debt solutions

Provides both classes (Single or Joint:  Credit Counseling $35; Debtor Ed. $25)

Attorney Code: HUNTER307

Abacus Credit Counseling

$25 Credit Counseling; $35 Debtor Education

Attorney Code: ACC60943

InCharge Education Foundation

Provides both classes. (for single or joint $30 Credit Counseling; $25 debtor education)

MoneySharp Inc.

Provides both classes

My Bk Now

Provides both classes.

Debtor Education only Providers

Dave Ramsey’s Debtor Education

You have seen him on TV.  $25 Joint/Single

Ypside.com

$15 Flat Fee

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SolidStart Financial Education

$24/household  Debtor Education Class

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123 Debtor.com

Provides the debtor education classes.

$9.98/single, $16.69/couple   Attorney Code is T130.

Lutheran Social Services

This page was last updated: January 10, 2012